About Us

Private Client Underwriters (PCU) is an insurance intermediary committed to providing New England independent insurance agents with a dependable level of support by offering efficient and timely responsiveness to the needs of their affluent clients. We are backed up by the best Underwriting and Marketing teams in the insurance business, which provide us with unsurpassed service levels.

Cathy Nickerson is the principal of Private Client Underwriters, a  division of WTPhelan Insurance formed in 2008.  Ms. Nickerson previously ran a Chubb personal lines wholesale program servicing agents in Northern New England for over 23 years. PCU is focused on building strong relationships with our agents, by providing webinars, Continuing Education courses, and visiting our agents to provide updates on current trends and products. We are successful only if our agents are successful, so our team provides a "get it done" attitude.

In addition, we have implemented many successful programs that give our agents a winning edge. In helping our agents grow their business, we endeavor to elevate our agents to a direct appointment with Chubb. Chubb Insurance Company awarded PCU and WTPhelan the coveted Personal Lines Cornerstone Agent Designation which we have continued to receive annually. This gives us an escalated level of service, in turn allowing us to give the same to our agents. It also permits us to bind selected coverages without immediate approvals from underwriters. This key competitive advantage guarantees faster turnaround times for our agents and their customers.

Our business model is simple: We represent one of the world's most highly respected insurance carriers. Our staff has many years of Chubb background and expertise. Our focus is Chubb.